In Illinois, the Illinois Workers’ Compensation Act outlines the rights of injured workers. According to this act, injured workers are entitled to:
Medical expenses – 100% of all medical expenses are covered. No deductible or co-insurance payment is required.
Choice of Doctors – You may choose two doctors for your treatment. You are also entitled to treatment from doctors to whom you are referred.
Partial Permanent Disability (PPD) – Also known as a “lump sum” settlement, this benefit is meant to compensate you for your injuries if you suffer from partial loss of the use of a body part. The amount of these benefits is determined by what body part is permanently impaired and how that will affect your life.
Permanent Total Disability (PTD) – If your injury leaves you unable to do any kind of work or you lose two of the same body parts (i.e. both hands), you are entitled to benefits for life. These benefits are also based on two-thirds of your average gross weekly wage.
Temporary Total Disability (TTD) – If you need to be off work to heal from your injuries, you are entitled to a weekly lost wage benefit. This sum is calculated based on two-thirds of your average gross weekly wage.
Wage Loss Differential – If your injury prohibits you for doing your job and you must take a lower paying job, you may be entitled to a benefit equal to two-thirds of the difference between the average gross weekly wages of each job.
Vocational Retraining – If you cannot return to your job because of your injury, you may be entitled to compensation for retraining in another occupation.
Survivor benefits – If a worker is killed on the job, his or her dependent heirs are eligible for workers’ compensation benefits.
We are highly skilled in obtaining our clients the maximum benefits for their injuries which occur on the job. No case is too big or too small so call us today to get your benefits started as soon as possible.